The concise in insurances real and personal in law Qatari for Jaber Mahjoub Ali

This author includes two sections dedicated to real guarantees and personal guarantees (surety). If the insurance is a personal guarantee, it guarantees the creditor the addition of the guarantor's estate to the debtor's estate, so that if the debtor becomes insolvent and fails to pay his debt or delays payment, the creditor can resort to the guarantor to claim his right. If the guarantee is joint, it provides the creditor with a greater guarantee, enabling him to directly resort to the guarantor without being obliged to first pursue the debtor. As for if the insurance is real, then the creditor enjoys a subordinate real right over a specific property of the debtor's assets, by virtue of this right, he can precede other ordinary creditors, and the creditors with subsequent real guarantees in rank, to claim their right from the value of this property (real estate or movable), or from any other property that replaces it. He has the right to track this property if the debt is transferred to another person, so that he can execute on it and sell it under the hand of the transferee and claim his right from its price.