Discussion session on the Shariah solutions for selling mortgage finance wallets in the Murabaha format and securitization by the author: Ibrahim Muhammad Al-Sayari Law Office

A scientific edition documenting the facts of the discussion session held on Monday 22/11/1441 AH corresponding to (31/7/2020 AD), via video conference, which addressed an important topic in the mortgage finance market industry in the Kingdom of Saudi Arabia with the aim of achieving the goals of the Kingdom's Vision to increase the percentage of citizen ownership in light of the directives of the wise leadership from the Custodian of the Two Holy Mosques and His Highness the Crown Prince. One of the main axes of this session is a scientific study prepared by Al-Sayari Law Firm for Advocacy and Legal Consultations, which concluded with the invention of Sharia-compliant solutions for selling mortgage portfolios via Murabaha and securitization; it was prepared by a team of specialists in Sharia, law, mortgage finance industry, and product development. Additionally, a set of written comments from a number of Islamic jurists and experts in Islamic financial transactions were presented, and in-depth discussions and interventions took place from members of the Sharia committees of Islamic financial institutions and a number of industry experts, enriching the session's topic and contributing to its development. At the end of the session, a drafting committee for recommendations was formed, consisting of researchers, commentators, and attendees, which, after deliberations, approved important results and recommendations documented at the end of this publication, and it is worth us reviewing them.